Bankruptcy & personal insolvency

Are you suffering from unmanageable debt? Bankruptcy can be a way to get relief from your debts.

The bankruptcy journey

This article takes you through the bankruptcy process step-by-step in plain English.

Alternatives to bankruptcy

A personal insolvency agreement is a legally binding agreement which can provide a flexible way to settle debts without becoming bankrupt.

A debt agreement provides low income debtors and their creditors with an informal and inexpensive alternative to bankruptcy.

Small businses owners & bankruptcy

Do you own a small business that is in financial difficulty? If your company goes bust and you’ve given personal guarantees on your business loans, you may need to look at bankruptcy for yourself.

This ASIC fact sheet explains about personal bankruptcy and liquidation of a company.

Beware of dodgy advisers!

It's not unusual for dodgy advisers to contact individuals who are in financial distress.  Check ways to avoid dodgy advisers.

Advice you can trust

In times of financial uncertainty and distress, it’s important to know where to go for help you can trust.

An ARITA member can help you understand your financial position and what options you have available, and help you set a path forward. ARITA members are experienced, fully qualified, up to date with all of the latest legal requirements and fully insured to provide you with the advice and assistance you need.

Use this search function to locate an ARITA member based on your location, the type of service you are looking for or by name.